In 2025, microfinance organisations (MFOs) and pawnshops in Uzbekistan issued loans totalling 31.8 trln soums ($2.62 bn), double the amount recorded in 2024, according to the central bank’s market report.
MFOs accounted for 28.9 trln soums ($2.38 bn), while pawnshops provided 2.9 trln ($239 mln). Individuals made up 91% of borrowers, with companies taking 9%. Most personal loans were under 10 mln soums/$824 (62%), 15% ranged from 10 to 20 mn soums ($824-$1,648), and 14% were between 20 and 50 mln soums ($1,648–$4,121).
Loans to legal entities showed that 22% were between 200 and 300 mln soums...